H-D Flex Financing

H-D^™ Flex Financing

An alternate way to purchase your next H-D^® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.32

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Benefits for the Rider

Flexibility

Multiple end of term options to enhance your H-D^® motorcycle ownership experience; Pay off your current bike to own it outright, trade-in¹, refinance² or return³ it to an authorized dealership at the end of your term.

Shorter Terms

Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.

Attractive Monthly Payments

Enjoy a break from traditional buying and leasing by making monthly payments as low as $34033 on Grand American Touring Models with 10% down and a final balloon payment of $16,238.67 due at the end of the 48-month term.

Compare Financing Rates

	Flex Financing	Traditional Financing
Bike Types	All MY 2024 & MY 2025 New Bikes MY2021-MY2025 H-D Certified Bikes	All Bikes
Terms	36 and 48-months	24 to 84-months, 96-months on select models
Payment	Lower monthly payments throughout your term with a single final balloon payment33	You will pay the same amount each month until the bike is paid off
End of Term	Trade-in¹for a new H-D^® model Keep your current bike after paying off remainder Refinance² your balloon payment with HDFS Return³ your bike after settling your account balance	Your loan is fully paid off. The bike is yours to keep or trade-in

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Flex Financing

YOUR END-OF-LOAN OPTIONS

The time has come to make an important choice regarding your H-D^® motorcycle. With H-D^™ Flex Financing, you have several options when it comes to what the end of your chosen term looks like.

Now, is the time to exercise the flexibility of your end-of-loan options.

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^{1 - Subject to dealer acceptance}

^{2 - Subject to credit approval}

^{3 - A return fee up to $395, excess wear, mileage and other charges may apply. Some motorcycles may be ineligible for return due to excess wear and tear, excessive modifications, or other conditions.}